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How To Manage Your Wedding Finances On A Budget

How To Manage Your Wedding Finances On A Budget

Planning your wedding is never an easy thing to do. You will need to pay attention to many different aspects of the wedding. When planning for the wedding, you will come across a lot of expenses. However, you are not in a position to spend your money like it grows on trees. That’s when you need to learn how to manage your wedding finances.
Below mentioned are some useful tips to keep in mind when you are managing your wedding finances on a budget. These tips can help you enjoy your wedding without spending a fortune.

1. Take a look at the guest list again

First of all, you need to go through the guest list for one more time. When creating it, you will be tempted to invite all the people that you know. But if you do it, you will end up spending a lot of money. On the other hand, you need to keep in mind that inviting a lot of people to the wedding can make it less intimate. Therefore, you need to cut down the wedding guests and stick only to a limited number of them. If you can cut down the guest number by 20%, you will be able to save up to 20% of your total budget.

2. Ask people to help you with your wedding

People who come to your wedding will give you wedding gifts. Instead of giving the gifts, you can ask the guests to help you with your wedding plans. Then, you will be provided with the opportunity to cut down most of your expenses in an effective manner. For example, if you know a friend who is a good photographer, you can ask him to offer his service instead of giving you a wedding gift. Then you will be able to cut down the expenses of the wedding photography service.

3. Finance your wedding ring

You will have to spend a lot of money to purchase the wedding ring. By financing your wedding ring, it is possible for you to save a lot of money. Financing your wedding ring is not a difficult thing to do. You just need to take a look at the options offered in the local jewelry store. Then you will be able to discover the best deal offered for you to move forward with as well. In case if you have a poor credit, you need to understand how to Finance an Engagement or Wedding Ring with a Poor Credit. There is a possibility for you to finance the wedding ring at a poor credit as well and you will be able to stay away from allocating a big portion of your wedding budget, just on the wedding ring.

4. Have your wedding at home

If there is a possibility to have your wedding at home, you should always go for it. It is one of the most effective methods available for you to cut down the wedding expenses. When you rent out a function hall, you will be asked to pay thousands of dollars for it. But when you have the wedding at home, you will not have to go through such expenses. You just need to spend few hundred bucks to make your home look appropriate for the wedding. If it is not possible for you to have the wedding at home, you can look for an outdoor wedding venue. The outdoor wedding venues are affordable when compared to the indoor wedding venues. However, you should also have a backup plan when having an outdoor wedding, just in case you can switch to it during bad weather conditions.

5. Create the invitations on your own

You will also have to spend a considerable amount of money to get the wedding invitations designed and printed. But if you create the invitations on your own, you will be provided with the opportunity to save a lot of money. You don’t need to be skilled in arts to learn how to create wedding invitations. Plenty of guides on creating wedding invitations are available on the internet. You just need to get your hands on such a reliable guide and follow it. You can keep the wedding invitation look simple and minimalistic. Then you will be able to save a lot of money.

6. Go for a minimalized theme

Your wedding theme should be a minimalized one. It can provide a tremendous assistance to you with saving money as much as you can. When you are going for a minimalized theme, you need to focus a lot on going minimal with the flower decorations. The flower decorations would cost a lot more money than you think. But if you go ahead with a minimalized theme, you will be provided with the opportunity to save a lot of money. Therefore, you are strongly encouraged to go minimal with the flowers. It is also possible for you to create your own flower bouquets. It will take some time for you to come up with the wedding decorations on your own. However, the time you spend is totally worth when compared to the benefits that you will be able to receive in the long run.

7. Use the stereo equipment that you have at home

Instead of hiring a DJ for the wedding, you can simply use the stereo equipment that you have at home. If you don’t have any stereo equipment at home, you can simply borrow it from a friend. You just need to think about placing the speakers strategically around the dance floor. Then you will be able to select a perfect playlist and use it on your wedding day. By doing that, you will be able to save money that you are going to spend on a DJ.